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Finance Campaign T&Cs:

1. The T&Cs are structured for 60 months, with the initial 3 months having $0 payments, followed by 57 regular payments with no residual value. This offer is based on an interest rate of 13.95% with $0 deposit and a balloon payment of $0.

2. Three months deferred payment is available for a limited time only and can be withdrawn at any stage without notice.

3. The eligibility of this offer is subject to loan approval by the lender and also approval of the deferred payment campaign. Finance may be approved with a lender; however the deferred payment offer may not be available.

4. For loans that are eligible and where the customer has chosen to include the deferred payment option. Interest accrues from the date the loan is advanced, even during the no repayments period. The three-month no repayment period is optional - you can choose to make repayments during this period.

5. The actual fixed annual interest rate you are charged will depend on your personal circumstances. Fixed annual interest rates range from 11.95% to 17.95% p.a. Normal lending criteria, terms, conditions and fees apply including an establishment fee of up to $495.

6. The Visa Prezzy card will be provided upon the completion of all requirements for the dealer to get the payout of the contract form the financier.

7. The visa prezzy card is only applicable to customers who take a finance contract as per the terms advertised.

8. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different interest rates. Excludes government, rental and national fleet customers. Conditions, fees and charges apply. Stephen Duff Motors reserves the right to vary or withdraw this offer.